Everyday spending, checked and converted.
Payback
Payback turns ordinary purchases into points, and points into vouchers, discounts and award miles. This hub links the earning rates, the guide to what a point is worth and the conversion into miles, each on its own page, each with its date.
Questions about the programme
What is Payback?
Payback is a German loyalty programme. Points arrive from partner purchases, from vouchers activated before the buy and from a linked card, and they can be spent at the till, as a voucher or as award miles. Earning Payback points
What is a Payback point worth?
The value depends on the use: cashback at the till, a voucher, or a transfer into miles usually price the same point differently. The guide sets the uses beside each other so the difference is visible. How points work
How do points reach the highest value?
Activating a voucher before the purchase and choosing the right transfer moment are the two levers. The earn page lists the multipliers, and the conversion page shows where a bonus window lifts the rate. Convert points into miles
How are Payback points converted into miles?
A transfer moves points into a partner programme, most often Miles and More. A transfer is one-directional, so the rate and the minimum on the day decide whether it beats spending the points at the till. Miles and More
Do Payback points expire?
Yes. Points follow the expiry rule in the programme terms, and activity affects the balance they run against. The guide names the date the rule was last checked. How points work
Does joining Payback cost anything?
The programme is free to join and free to collect. Spending that earns points is the only cost, and the method stays: earn from purchases that happen anyway.